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We are the New Covenant Israelites, of the faith of Abraham; reconciled through a Spiritual adoption to eternal life through our Messiah Yah'shua, by the grace of Yahweh. |
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The Natural Congregation of Yahweh is what the secular world, modern traditional 'Christians', and the modern 'Jews', would phrase as, "The Natural Church of God" |
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Effectively Dealing With Creditors The following 5 letters have been successfully used by a great many people over the past few years to effectively deal with creditor difficulties. There are a great many reasons and just as many variations to deal with creditors. The following are only one version of one form of dealing with creditors, which may not be appropriate for your needs. We make no representations to the effectiveness of this strategy and we strongly advise interested parties to seek independent professional or competent advise when utilizing such strategies.
Letter Number 1: For use with just about any type of financial obligation issued by a licensed financial institution mortgage, credit card, bank loan etc. (Does not work if the loan is from a “private” source.) From: ____________________ Date: ____________________ To: ____________________ Re: ___(Credit Card, bank loan, mortgage, etc.) Account Number:___________ To Whom it may concern: I would like to make arrangements to settle the above referenced matter. Please provide me With your statement of the amount owing as of ___(pick date 2 weeks out for example)___, together with your assurance that you will accept payment in direct and immediate exchange for the original instrument of indebtedness in its original form.
Thank you very much. ___________________________ by: authorized party
Letter Number 2A: For use with adjustments in most cases when you receive the initial response from Letter 1 above, where they confirm an amount owing and provide some comment that the “statements” or some other lame documentation they provide are evidence of the obligation. From: ____________________ Date: ____________________ To: ____________________ Re: ___(Credit Card, bank loan, mortgage, etc.) Account Number:___________ To Whom it may concern: Thank you for your letter of ________, wherein you confirm my outstanding balance as requested. Also, you have confirmed that the “statements that _____(name of institution here)____ sends are your evidence of your indebtedness to the Bank”. (This is a quote from actual bank letter and wording may vary slightly, but should where possible be quoted from their letter.) Accordingly, would you please confirm that the Agreement that exists between us which ratifies this specific application of these “statements” and confirms me as the party obligated to the Bank will be delivered to me as the original instrument of indebtedness in its original form, in exchange for payment in full of my obligation as may be referenced by these “statements”.
Sincerely, by: authorized party
Letter Number 2B: For use with adjustments in other cases when you receive the initial response from Letter 1 above, where they confirm an amount owing and simply ignore the second part of the request. From: ____________________ Date: ____________________ To: ____________________ Re: ___(Credit Card, bank loan, mortgage, etc.) Account Number:__________
To Whom it may concern: Thank you for your letter of ________, wherein you confirm my outstanding balance as requested. It is apparent that you have overlooked or ignored my request to confirm that you would accept full payment of the alleged obligation from me in consideration of your delivery to me of the original instrument of indebtedness in its original form. Accordingly, unless I receive your written confirmation that you will accept payment from me in consideration of your delivery to me of the original instrument of indebtedness in its original form on or before ____(pick a date like 15 days from sending the letter)____, I will conclude that you are either unable or unwilling to comply, and I will thereafter consider the matter between us to have been legally and financially settled.
Sincerely, by: authorized party
Letter Number 3: For use with adjustments in other cases when you receive NO response from Letter 1 above. From: ____________________ Date: ____________________ To: ____________________ Re: ___(Credit Card, bank loan, mortgage, etc.) Account Number:__________
To Whom it may concern: I have sent you my request as of ___(date)___ for you to confirm the balance owing on the above referenced matter and for you to confirm that you would accept full payment of the alleged obligation from me in consideration of your delivery to me of the original instrument of indebtedness in its original form. It is apparent that you have overlooked or ignored my request. Accordingly, unless I receive your written confirmation that you will accept payment from me in consideration of your delivery to me of the original instrument of indebtedness in its original form on or before ____(pick a date like 15 days from sending the letter)____, I will conclude that you are either unable or unwilling to comply, and I will thereafter consider the matter between us to have been legally and financially settled.
Sincerely, by: authorized party NOTES: 1. The concepts outlined in these documents will also work for most Court Orders to pay. Simply change the wording such that you are requesting confirmation that the court will accept payment in consideration of their delivery to you of the Original Order, as duly executed by ___(Judge name)___ and in its original form (which is the original instrument of indebtedness). 2. This process will not work with private lenders because in most cases they can and will produce the original instrument of indebtedness. 3. If you receive any communication from a collection agency or lawyer representing the financial institution, you should follow the concepts outlined in the above letters but ONLY in direct correspondence with the financial institution. NEVER respond to a lawyer or collection agency with anything other than the concept outlined in Letter 4 that follows. Letter Number 4: For use with when terminating communication from financial institution’s lawyer or collection agent. From: ____________________ Date: ____________________ To: ____________________ Re: ___(Credit Card, bank loan, mortgage, etc.) Account Number:___________
To Whom it may concern: I confirm that I have received a written communication from you dated ___(date)___ wherein you make reference to the above captioned matter. It is apparent that you are acting on the presumption that some relationship that you may have with ___(name of bank)___ , is in some way related to me. I am not a party to this implied relationship you have with ___(name of bank)___, either directly, indirectly or by means of any tacit consent. Accordingly, I do not understand how to respond to you inasmuch as I am unaware of any contractual relationship between us. As a courtesy and because you may find it helpful, I have attached recent correspondence between myself and ___(name of bank)___, wherein I have repeatedly offered to settle the mater between myself and ___(name of bank)___.
Sincerely, ___________________________ by: authorized party
c.c file
Letter Number 5: Alternate for use with when terminating communication from financial institution’s lawyer or collection agent. From: ____________________ Date: ____________________ To: ____________________ Re: ___(Credit Card, bank loan, mortgage, etc.) Account Number: __________
To Whom it may concern: I confirm that I have received a written communication from you addressed to _____________ and dated ____________ wherein you make reference to the above captioned matter. It is apparent that either: i) you are acting on the presumption that some relationship that you may have with __(name of bank)__, is in some way related to me, which if such presumption is the case, I confirm that I am not a party to this implied relationship you have with __(name of bank)__, either directly, indirectly or by means of any tacit consent, and accordingly, I do not understand how to respond to you inasmuch as I am unaware of any contractual relationship between us; or ii) you have entered into a contractual relationship inclusive of evidence of consideration paid to or agreed to be paid to __(name of bank)__, which contractual relationship has caused you to become the legal holder in due course of an alleged obligation between ____________ and __(name of bank)__. If indeed you have entered into such a contractual relationship with __(name of bank)__, as set forth in clause ii) above, then I hereby confirm that I accept your offer to reduce the amount of the alleged obligation from $______ to $______; and I confirm that I would like to make arrangements for settlement of the above referenced matter immediately upon you providing me with your written and legally binding assurance that you will accept payment in full settlement of this alleged obligation in direct and immediate exchange for the original instrument of indebtedness in its original form that you must now be holding pursuant to the aforesaid contractual arrangement between you and __(name of bank)__. Sincerely, by: authorized party
NOTE: underlined portion in last paragraph may be omitted if not applicable.
We hear of "redemption" of our alleged "equity" and often this term is spoken of in conjunction with the concepts of "Acceptance for Value" utilizing the notion of "Bills of Exchange". Support for the various manners in which this information is commonly presented is often spuriously and erroneously attributed to certain Biblical events and writings. To believe that this "financial redemption" is in any way Biblically supported, one must by all accounts either not believe the Bible or not know what it says. Simply put, the Messiah did not die on the stake to redeem us of our financial obligations or any of our other earthly responsibilities. On the contrary, He evidenced that we must carry out our obligations just like He did. He accepted His obligation, His "charge" to sacrifice Himself on behalf of each of us. He did not merely accept His charge "for value", He accepted His charge, in fact. He PAID in full His obligation; He paid His Credit with substance, not with fiction. He then claimed His eternal life as His Equity, because He had paid for it by meeting His obligation; by making His "sacrifice". To claim anything, one must have sacrificed or "paid" something. If we expect to claim our eternal life, we must also expect to pay for it. The Messiah sacrificed His sinless Self, in order that we might graciously receive Yahweh's gift of forgiveness of our sins, not forgiveness of our earthly obligations to one another. We are commanded to "pay taxes where taxes are due" and to be a "doer of the word, not a hearer only". In other words, we are to accept our charges and perform the respective and substantive obligation that comes with each of them. For example, if we have a debt obligation in the "fiction" world, such as an outstanding credit card loan, car loan, mortgage, etc., we cannot simply utilize a Bill of Exchange or any other fiction paperwork to "claim our exemption", nor can we "accept for value" the obligation presented to us by the fiction creditor. The obligation HAS NO VALUE until we actually and factually pay for it - until we perform our sacrifice! We are not meant to simply accept them (our charges) and endorse them back "for value". Such a manner of "Acceptance for Value" is fiction, in that we are attributing fictitious, or un-paid value to the obligation. Otherwise the Messiah might just as well have accepted His charge to die on the stake by endorsing it back as "accepted for value". He knew His charge; His obligation had no inherent value in and of itself, therefore He could not pretend to accept it for value. The value; the Redemption of our sins had to be "paid" for by His performance. Thank Yahweh, He was not deceived! TOP ^
NOTE: The forms of Notice provided herein are not to infer or imply that any notice is required. These forms of Notice happen to be what we believe to be proper forms of Notice to be sent by the Congregation on behalf of its individual members as those individual members may see fit. The Notices are not indicative of any benefits, real or perceived and are strictly meant to be used as a voluntary courtesy by those members that so wish to inform any man-made nation-state by declaration of their true citizenship in Yahweh's Kingdom. All of the sample documents provided are based upon Canadian law but are easily adapted to fit US law. An example of a “short” Notice, a “long” Notice” and an “Affirmation” are provided. Either Notice may be sent on its own or without the Affirmation attached. Either Notice will work and choosing one is a private matter. Use of the documents is simply to extend the courtesy to the man-made nation-state of your declaration of citizenship. Members should discuss this matter with the Congregation elders prior to making any determinations. Trade-Offs Realised by Using Common-Law Notices: Common-Law rights are indeed absolute (from Yahweh) and fascinating. It is abundantly clear that Yahweh supersedes men! But Yahweh’s laws were given in His Spirit of perfection, while He knew full well we would not be living in a perfect world! This paradox is where many fall short of fully appreciating Yahweh’s intent. In a perfect world, Yahweh’s perfect laws could be perfectly administered by perfectly obedient men. But we don’t live on that planet, yet. For the interim, we are stuck with imperfect men, attempting to administer their own imperfect laws which of course, are to some extent imperfect by intent as well. But, in His Spirit of His perfect understanding, Yahweh has gifted His obedient ones with the tools and advice necessary to deal honourably with all of man’s imperfections. Yes, we will have “adversaries”. We are told to “rebuke” our adversaries. And we are told that if and when an adversary does not heed our rebuke, we are to graciously accept their shortcomings, and forgive them. We are further commanded to “submit to every ordinance of man for Yahweh’s sake…for this is the will of Yahweh”. In context, these commands mean that when we are wronged, we are to provide our adversary with our rebuke; our “Notice” of how they have wronged us in the sight of Yahweh. Then, if they change their ways and amend their behaviour (withdraw their case, etc.) we have done well. Alternatively, if they persist in doing their evil deed, we are to graciously comply, with forgiveness in our hearts, knowing that these poor unfortunate spirits have assumed the position of being those “vessels of wrath [that Yahweh] prepared for destruction”. Then again, we have done well in the sight of Yahweh. This gracious act of compliance can appear to be much easier to do than we might normally suspect! The reason it may seem easier, is that while we have provided them the proper “rebuke”, we have also notified them that we know that in order for them to continue in their evil course, they must commit Treason against Queen and Country, and we have concurrently informed them that we know how to enforce the matter. It’s not hard to speculate why most often they will simply “withdraw”, or discontinue any of their pursuits under such circumstances. The key naturally, is knowing how to construct a proper rebuke or “Notice”, and then knowing the proper procedures for delivery and follow-up, both pursuant to Yahweh’s laws and pursuant to man’s laws. The attached document entitled “Applications of Common-Law Notice:” introduces some forms and documents necessary and useful for anyone to initiate a reservation of their common-law status, which is what this process is really all about. Reserving your rights to your Yahweh-gifted common-law status as a natural man of Yahweh has its pros and cons. Yes, you can expect to not pay taxes, not pay fines plus enjoy many other cost savings. But you can also have them use your natural man status against you! You may no longer be able to send your children to “public” schools. You will not be entitled to any “public” benefits such as welfare, family allowance, hospital or health care, library facilities, medical insurance, passport, driver’s license, retirement or pension plans, etc. Also, as a natural man of Yahweh, you might not even be entitled to conduct “public commerce”, which may mean you will not be allowed to bank or possess “money” which is only meant for facilitating transactions between corporations or corporate public personas. These things all depend on how “in their face” your approach to the matter is. Oh yes, “they” cannot do any of these dastardly things to you unless they commit Treason, so are you actually going to go through the process of having “them” charged with Treason on each instance? Well, as a matter of course you could do just that. But, and I repeat this very big BUT, you would no longer be seen as doing good in Yahweh’s eyes! The purpose of the original Notice was to Notify “them” that you had the knowledge of what Treason they would be committing IF they continued to harass you, and to further Notify “them” that you knew HOW to enforce it. That is not the same as actually enforcing it! Why you might ask, should you not enforce it? Well, primarily because to do so, you would of necessity, have to “enjoin” yourself into “their” legal system to have them charged with Treason, which is the very same legal system that you wish not to be subject to! That would be called “hypocritical” to say the least! That is also why Yahweh so delicately states: “I say this to your shame. Is it so that there is not a wise man among you, not even one, who will be able to judge between his brethren? …Now therefore, it is already an utter failure for you that you go to law [court] against one another. Why do you not rather accept wrong? Why do you not rather let yourselves be defrauded?” In closing, I’ll repeat that yes you can preserve every single one of your Yahweh-given natural rights using this process. You can graciously accept the ones they “give” you and you can graciously accept the ones they “take” from you, or you can fight those ones taken with every likelihood of “winning” every single time you are challenged. Considering you would be fighting in “their” “system” though, you might risk spending a great deal of time in “their” court, but you could certainly “win” on virtually every issue or challenge they put forth. But, and here is that big BUT again, you would loose in that righteous battle for Yahweh. Now if that’s OK for you, then go get ‘em!
Short Notice: :Community-Notice: Actual-Notice in the Common-Law is with this Treatise.
:Declaration made this ____ day of _______ , ______ , according to the Hebrew Calendar. (____ day of _______ , ______ , according to the Roman Calendar.) I am the child of the Natural-Israelite God of my faith that has autographed this Declaration with Yahweh as my witness. Inasmuch as I am an Ambassador and an obedient member of the body of the Messiah’s Natural Congregation as appointed by the grace and authority of Yahweh, I am altogether with and in the “general assembly and Congregation of the firstborn who are registered in heaven.” (Hebrews 12:22-23). I declare my obedience to the rule of man’s [claimed] law insofar as it is, or can be demonstrated to be in perfect harmony with Yahweh’s supreme law, inasmuch as I will always obey those rules and or ordinances of man that I can obey, that by so doing will not cause me to disobey Yahweh. This is for the sake of conscience and of being a good Israelite example. For example, I will pay just taxes to whom just taxes are due, and I will pay just dues to whom just dues are due, and I will not use Yahweh’s laws as a means to justify disobedience to the rule of man’s law, or as a means to evade my responsibilities pursuant to man’s law, insofar as man’s laws are perfectly harmonious to the supreme law of Yahweh. For further example, for the sake of the safety and security of my fellowman, I will obey the vehicular traffic rules as determined by man from time to time and from place to place such as speed limits, wearing of seat belts, traffic signals and signs, parking restrictions and so on, forasmuch as my obedience to these does not cause me to be disobedient to Yahweh. Forasmuch as I am not a citizen nor even capable of becoming a citizen of any man-made [claimed] government, I will not accept any benefits including but not limited to social programs, insurances, assurances or any other resources from any such [claimed] man-made government, nor will I accept any deemed obligations associated therewith, including such deemed obligations as may be created from time to time by any such [claimed] man-made government with or under the pretext of my tacit consent. "And my God shall supply all your need according to His riches in glory…" (Philippians 4:19); and:"…the righteous and the wise and their works are in the hand of Yahweh..." (Ecclesiastes 9:1). I recognize and am obedient to the sovereign and absolute authority of my Father, Yahweh-God-Almighty and His Messiah. I do not acknowledge any sovereign authority other than my Father, Yahweh-God-Almighty and His Messiah. I do no acts and I cause no acts that would imply that I acknowledge any other sovereign authority, nor shall any of my actions be construed to imply that I acknowledge any other sovereign authority. I do hereby affix my autograph to this Declaration in the additional presence of those living Israelite-witnesses and fellow Ambassadors of Yahweh’s one true Congregation, as named below, who have each also affixed their respective autographs to this Declaration in my presence on the date first written above: :_______________________________ :Brother Stone (John-Henry: Smith) :_______________________________ : xxxxxxxxxxxxxxxxxxxxx. (Witness) (---Congregation seal---) :e-mail:_________________________ :postal address:__________________ :xxxxxxxxxxxxxxxxxxxxxx. (Witness) :e-mail:_________________________ :postal address:__________________
Long Notice: :Community-Notice: Actual-Notice in the Common-Law is with this Treatise. :Date of this Actual-Notice according to the Yahweh-gifted-[Hebrew]-Calendar:_________________. :Date of this Actual-Notice according to the Roman-[man-made]-Calendar:__________________.
FROM: The Natural Congregation of Yahweh, being the appointed governing body of the Kingdom of Yahweh on earth, by the authority and grace of our Sovereign-Lord and King-Yah'shua-the-Messiah of the one-true-Yahweh-Almighty; TO: The Queen (Her Majesty Queen Elizabeth II[sic]) in the [claimed] Right of the Canada with the proclamation as the Defender of the Faith, and to the Allegiants-Employees-Agents-Subjects of the Queen, and to the Government [claimed] of the Canada with the proclamation of the Allegiance to the Queen, and to the Allegiants-Employees-Agents-Citizens of the Canada . By the single Postal-Delivery with the Mail-Registration-Number: _______________ Post-Master’s-Initials: _________________ to the Rideau-Hall, at the Number-One of the Sussex-Drive in the City-Ottawa in the Province-Ontario with the Postal-Service-Code: K1A 0A1, for the attention: The Queen’s Governor General and Commander-in-Chief of Canada[sic], Her Excellency the Right Honorable Adrienne Clarkson, CC., C.M.M., CD.[sic]. with the responsibility-obligation of the protection and of the governance with the inclusion and with the not-limiting of the publication of the matters that do affect on the rule of the [man’s claimed] law for all of the Queen’s Allegiants-Employees-Agents-Subjects and all of the other-interested-parties-citizens in the [claimed] realm, And by the announcement and by the public-posting of this Actual-Notice to the free-common-men-and-women of our community with the faith in the one-true-Yahweh-Almighty, - hereinafter-collectively-referenced as the “Recipients”. Greetings: Community-Notice: Actual-Notice in the Common-Law is with this Treatise, and is with the written-style of the Queen’s-common-language-procedure for the purpose of the easy-understanding by the Recipients and is with the support of the “Common-Law-Truthful-Statement-Affirmation made and autographed by John-Henry: Smith” which is attached-hereto. Our brother in the true-Israelite-faith, commonly referred to by his Israelite-name-title: John-Henry: Smith (given name “John”, chosen name “Henry” of the family clan “Smith”), is in truth a live Israelite, natural living flesh and blood male child-man of Yahweh, and in all respects, he is a creation of the one-true-Almighty-God of our faith. Our brother John-Henry: Smith, is a freeman, and of commoner status by the authority and grace of our Father-Yahweh, and declares that in all respects he does recognize the supremacy of the one-true-Almighty-God. John-Henry: Smith is a sojourner on this planet, gifted by the one-true-Yahweh of our faith with Yahweh’s original authority to enjoy and practice his faith in Yahweh according to Yahweh’s will. According to the will of Yahweh, John-Henry: Smith is commanded to practice his faith without limitation or restriction, such that he may exercise his obedience to Yahweh’s supreme (Common) laws to the extent of his capacity, and that he may live lawfully under the rule of [man’s claimed] law insofar as his conscience permits. Our brother John-Henry: Smith has declared himself an absolute believer in the supreme (Common) laws of Yahweh as set forth in Yahweh’s Word and as faithfully recorded and maintained by Yahweh’s chosen scribes in the form of the Hebrew (Jewish) Holy Scripture (commonly, “Old Covenant”), together with the Greek (Textus Receptus) Text (commonly, “New Testament”), both of which have been collectively translated into the Queen’s English language as the King James [claimed] Authorized Version of Yahweh’s Bible, and the Queen’s New King James [claimed] version of Yahweh’s Bible. We and John-Henry: Smith are defenders of the Faith in Yahweh, and we are obedient to the laws of Yahweh to the extent of our capacity. In accord with Yahweh’s supreme (Common) law, John-Henry: Smith is the head of his household-family. John-Henry: Smith’s household-family is inclusive of his wife, who is commonly referred to by the Israelite-name-title: Mary-Ann: Smith; and his daughter, who is commonly referred to by the Israelite-name-title: Betty-Ann: Smith; and his step-daughter, who is commonly referred to by the Israelite-name-title: Jane-Ann: Brown-Smith. The respective members of John-Henry: Smith’s household-family are of substance, living flesh and blood children of Yahweh, each of freeman, of commoner status and sojourners in Yahweh’s Kingdom, and in all respects recognizing the supremacy of Yahweh as he does. It is the Yahweh-given responsibility of us and John-Henry: Smith, hence our collective conscientious obligation to include each and every member of his household-family into all aspects of expression and benefits, perceived and absolute as depicted in this Actual-Notice, to ensure their protection and security as children [free men and women] of Yahweh, along with John-Henry: Smith as set out in this Actual-Notice. Each member of John-Henry: Smith’s household-family has of their own free-will, joined with him, and evidenced their agreement to do so, by affixing their respective autographs to this Actual-Notice in the spaces provided herein-below. Whereas the Queen of the [claimed] England is the head of the [claimed] Church of England and the head of the [claimed] state of Canada and proclaims to be Defender of the Faith [in Yahweh], and under the Queen’s [claimed] auspices, as set forth in the first line of the [claimed] Canadian Constitution, “Canada is founded on the principles that recognize the supremacy of Yahweh and the rule of law”, for which stated principles we and John-Henry: Smith are eternally grateful. We and John-Henry: Smith, like the Queen and her Allegiants, all of us being proclaimed Defenders of the Faith, have no capacity to consciously blaspheme Yahweh, by stating or acting as if any rule of [man’s claimed] law is precedental or supercedent to Yahweh’s supreme (Common) law. To the extent that the rule of [man’s claimed] law is or can be demonstrated to be in perfect harmony with Yahweh’s supreme (Common) law, and it finds no conflict with Yahweh’s supreme (Common) law, we and John-Henry: Smith are obedient men and women of Yahweh. This is for the sake of conscience and of being a good Israelite example. We know that Yahweh’s supreme (Common) law sets forth His various gifts to His obedient believers, so as to meet the needs and necessities of life. These essentials of life include, but are not limited to the free and unrestricted access by all, to land for a place to stand and live on with the enjoyment of self-sustenance and self-sufficiency, to air to breathe, to water to drink, and to the freedom to travel and sojourn throughout the Kingdom of Yahweh pursuant to Yahweh’s command to go unto all the world as set forth in Yahweh’s supreme (Common) law, and gifted to each of us, His chosen and faithful servants, such as we are. We are and we do hereby proclaim for all time, that by application of the supreme (Common) law of Yahweh, that we and John-Henry: Smith, with Yahweh as our conscience, do revoke and void the effect of any presumed or assumed state-created [man’s claimed] contracts that may be or may come to be in existence either directly or indirectly associated with any party’s presumption or assumption that we or John-Henry: Smith have consented to same, and that do have the presumed effect of superceding Yahweh’s supreme (Common) law in any manner, and therefore by any means, do diminish, restrict or otherwise interfere with the gifts of our God. There exists no authority pursuant to Yahweh’s supreme (Common) law, for any party to restrict, levy charges, or to otherwise interfere by any means with the necessities of a natural live man or woman’s life. Where no such original authority from Yahweh exists, it is not possible for such absent authority to be delegated to any third party or to be presumed to be held by any third party on our behalf, or on behalf of others, merely premised upon inferior rule of [man’s claimed] law. Any such third party acting without said original authority is de facto blasphemous to Yahweh and Treasonous to Queen and [claimed] Country. These gifts of our God, being in part, our labors and skills and the fruits thereof, together with the necessities of life, are absolute and indisputable and they constitute our private property that has been unconditionally and irrevocably gifted to us by the one-true-God of our faith. Pursuant to Yahweh’s supreme (Common) law, all of the provisions and all of the intents of this Actual-Notice shall from the date first written above and for all time thereafter without exception, be binding and of full lawful effect on all Recipients in the [claimed] realm, having been duly and properly delivered, announced and publicly posted under the rule of [man’s claimed] law, which provisions and intents [of man’s law] are in perfect harmony with Yahweh’s supreme (Common) law. Pursuant to the provisions of Yahweh’s supreme (Common) law, all of the provisions and all of the intents of this Actual-Notice shall from the date first written above and for all time thereafter without exception, lawfully supercede any provisions of the rule of [man’s claimed] law under any circumstances and in any [claimed] Court in the Queen’s [claimed] realm insofar as same may adversely affect, restrict and/or otherwise interfere in any way whatsoever with the gifts of our God. We, being Ambassadors and members of the body of the Messiah’s Congregation as appointed by the grace and authority of Yahweh, do hereby affix our respective autographs to this Actual-Notice in the presence of those living Israelite-witnesses and fellow Ambassadors of Yahweh’s one true Congregation, namely: John-Henry: Smith and the members of his household-family, who have each also affixed their respective autographs to this Actual-Notice in our presence on the date first written above: :____________________________ :John-Henry: Smith. :Mary-Ann: Smith. (Wife) :___________________________ :Betty-Ann: Smith. (Daughter) :Jane-Ann: Brown-Smith. (Step-daughter) :_____________________________ : xxxxxxxxxxxxxxxxxxxxx. (Witness) :xxxxxxxxxxxxxxxxxxxx. (Witness)
:Common-Law-Truthful-Statement-Affirmation. Date of this Common-Law-Truthful-Statement-Affirmation according to the Yahweh-gifted-[Hebrew]-Calendar:_________________. Date of this Common-Law-Truthful-Statement-Affirmation according to the Roman-[man]-made-Calendar:_________________. For this Common-Law-Truthful-Statement-Affirmation is with the purpose of the support of the “Community-Notice: Actual-Notice in the Common-Law is with this Treatise”, which is attached-hereto. [For the body of the text of this Common-Law-Truthful-Statement-Affirmation is with the written-style of the Queen’s-common-language-procedure for the purpose of the easy-understanding by the Recipients.] Whereas the Queen of the [claimed] England is the head of the [claimed] Church of England and the head of the [claimed] state of Canada and proclaims to be Defender of the Faith [in Yahweh], and under the Queen’s [claimed] auspices, as set forth in the first line of the [claimed] Canadian Constitution, “Canada is founded on the principles that recognize the supremacy of Yahweh and the rule of law”, for which stated principles I am eternally grateful. I, like the Queen and her Allegiants, all of us being proclaimed Defenders of the Faith, have no capacity to consciously blaspheme Yahweh, by stating or acting as if any rule of [man’s claimed] law is precedental or supercedent to Yahweh’s supreme (Common) law. To the extent that the rule of [man’s claimed] law is demonstrated to be in perfect harmony with Yahweh’s supreme (Common) law, and it finds no conflict with Yahweh’s supreme (Common) law, I also am an obedient man. This is for the sake of conscience and of being a good Israelite example. For the rule of [man’s claimed] law of [claimed] Canada Federal Treasury Board “Canadian Style” is authoritative over all [claimed] Canada federal departments as a format for written communication in all forms and is respected internationally as an authority for grammar and punctuation. The said Canadian Style, sets clearly forth that upper and lower case shall be used for a name-title of a live man or woman inclusive of indicated punctuation; i.e.; “:John-Henry: Smith.” And the said Style further sets out that an all capital letter name-title is reserved for a department of defence operation as in “SILENT DEFENDER”, meaning “unthinking or blind defender”, or as in “NOM DE GUERRE”, meaning “dead man”. The Canadian Style and other authoritative documents state that a “corporate” name shall be printed in all capital letters. Pursuant to these and other long-established English procedures, omission of required punctuation in a name-title of a live man or woman, also renders the name-title into a “corporate” entity, or fictitious “persona”, otherwise commonly referred to as a “legal fiction” entity, for purposes of conducting [man-made] “commerce”, which purposes include the collection of taxes. Such “legal entities” (fiction-creations for commerce purposes) are also deemed to be “wards, or subjects of the Crown”, or “taxpayers” as defined by the Income Tax Act of Canada, for example. The [claimed] federal Government of Canada, as well as many of its subordinate departments, affiliates, allegiants, agents, employees, Courts, officers of the Courts, each represent the Crown in their respective capacities, and are hereinafter collectively referred to as, the “Allegiants”. The said Income Tax Act for example, by virtue of its own defined provisions has no jurisdiction or authority over live “natural men” or “natural women”, but rather only has jurisdiction over “corporate” personas, and to every extent, then only with the “voluntary consent” of the [presumed] party specific having been provided with prior written-truthful full disclosure. (See Revenue Canada’s Tax Operations Manual, page 9110, paragraph 3.) According to the writing of the Income Tax Act for example, its original authors were of the intent to be consistent with and in perfect harmony with Yahweh’s supreme (Common) law. The said Act as it pertains to the rule of [man’s claimed] law, was originated around and remains based upon the premise of voluntary participation, which by definition, requires the absolute provision of prior written-truthful full disclosure of all aspects of their (the administrators of the said Acts – the Allegiants) intentions and dealings. It is obvious and elementary that a party with volition must be fully informed prior to making any decision to participate “voluntarily”. The said original authors were apparently knowledgeable in their design of the said Act, and thus fully disclosed their intent to have the Act operate with “voluntary” participation as it is written. It was apparent to them that the Act must operate subject to the lack of any Yahweh-given original authority to obligate live natural men or natural women of Yahweh to the payment of taxes. The Allegiants have in many instances, whether individually or collectively, or whether knowingly or not, acted in several separate and concurrent violations of various aspects of the rule of [man’s claimed] contract law, by presuming or assuming that the live natural man that I am, is or was in fact, one and the same as the corporate persona entity that they did create with a facsimile of my “name-title”, and that they do also presume to have authority over. Thus they have been in, and continue to be in trespass of my life and my property and the necessities of my life, wherein all such actions have been and continue to be in utter disregard and violation of Yahweh’s supreme (Common) law. Whether knowingly or not, or whether by omission or with presumption or assumption, but certainly without providing me with written-truthful full disclosure of the stated or implied intents as claimed to be required under the rule of [man’s claimed] law, the Allegiants have at these various times, conducted themselves insofar as to declare that I am not a live flesh and blood natural man of Yahweh, but rather for their purposes have, by manner of “misnomer” according to the rule of [man’s claimed] law, declared me to be a “legal entity”, or a “citizen”, or a member of the “public”, or a “corporate” entity, or a “taxpayer”, or a “ward or subject of the Crown”, or a “Military Person” by de facto operating under Military-Martial rule of [man’s claimed] law, or a “SILENT DEFENDER”, or a “NOM DE GUERRE”, or a “dead man”. And even under the rule of [man’s claimed] law, such blasphemy against Yahweh’s supreme (Common) law is de facto Treasonous to Queen and [claimed] Country in every instance, as well as being lawfully enforceable Perjury of the Oath [of office] in many instances. As a live natural man of Yahweh I am not automatically or by default of [claimed] process of the rule of [man’s claimed] law, under the authority or jurisdiction of any (claimed) Act of [man’s claimed] law, including the currently existing de facto Military-Martial rule of [man’s claimed] law. Further, there exists not any definition of any live natural man or natural woman of Yahweh within any of the said Acts nor is there any provision for the acknowledgement of even the existence of any such live natural man or natural woman of Yahweh within the context of any of the said Acts. I am and I do hereby proclaim for all time, that by application of the supreme (Common) law of Yahweh, that I, with Yahweh as my conscience, do revoke and void the effect of any such presumed or assumed state-created contracts that may be or may come to be in existence either directly or indirectly associated with the Allegiants’ presumption or assumption that I have consented to same, and/or that I am one and the same as their state-created corporate (fiction) persona entity, or that I am even liable, responsible or accountable in any way for their state-created corporate (fiction) persona entity with a name-title taken after mine. These hereby revoked and voided presumed or assumed state-created contracts shall include but not be limited to any and all that by their instigation or employment of any form of misnomer or improper name-title or other purported means of identification of myself, including any state-issued-associated social insurance numbers or taxpayer identification numbers, whether past, present or future, created for whatsoever purposes, that do have the presumed effect of superceding Yahweh’s supreme (Common) law in any manner, and therefore by any means, do diminish, restrict or otherwise interfere with the gifts of my God, as any such actions would by definition, be de facto in defiance of Yahweh’s supreme (Common) law and Treasonous to Queen and [claimed] Country. I am and I do herby confirm my Israelite-name-title :John-Henry: Smith, and that I have affixed my autograph along with the members of my household-family, who have each also affixed their respective autographs to this Common-Law-Truthful-Statement-Affirmation in the presence of those living Israelite-witnesses and ambassadors of the Messiah’s Congregation referenced by their respective Israelite-name-titles and who have also affixed their autographs herein-below on the date first written above: TOP ^
Posting Your "Private" Property: Many of our members have asked us questions about dealing with trespassing by uninvited guests, particularly "commercial" agents of the state. We have reviewed many manners of dealing with these situations and felt that if anything at all is going to be done, it should be done in the true spirit of Israelite faith. Hence we offer the following suggestion for those that have concerns in this area:
1. The “sign” as set out above, is in truth a Godly invitation to enter into a Godly Agreement which is being offered for acceptance to any willing and able party. 2. “Consideration” has been offered in the form of your greeting and invitation to freely sojourn onto the property which you possess. 3. The Agreement has been presented with full disclosure. 4. The Agreement has been offered in your name as the offering/contracting party. 5. Acceptance is confirmed by action of invited party(s). 6. Acceptance also confirms willingness and able-ness, inasmuch as even in man’s law maxims, it is stated: "No man is ignorant of God’s [Yahweh's] Law"
Debt Elimination Programs - What to look for: NCOY does not offer any debt elimination related programs. NCOY has witnessed others that claim to have developed and perfected safe and effective mortgage and debt cancellation programs. Some claim to utilize systems that have been discharging debts for years with a 100% success rate and no failures. To date, no-one has produced any tangible evidence that these "programs" actually work, although we agree in principle with the legal and moral issues behind some of the concepts, and we have been able to help many individuals take steps to eliminate some of their own debts. Many offer to help you to obtain spectacular gross awards for damages; the awards for damages that that they might arranges for clients are appropriate. Debt lenders (banks) have NOTHING at risk when they make a "loan", due to their NON-DISCLOSED practice of creating "credit money" out of NOTHING, then "lending" it out, and collecting principal and interest payments from customers on the resulting fraudulent contract. These programs claim to handle ALL types of bank loans, including Mortgages, Credit Cards, Vehicle Loans, Student Loans, and others. The basic criterion is whether the source of the loan traces back to the central bank system, i.e. the Bank of Canada or Federal Reserve in the USA. The services of these entities are available to clients WORLDWIDE. Those whose debts are from institutions in the USA and Canada may be processed a little more quickly and easily, but friends from other countries are apparently welcome to request help. The banking systems of most countries have similar legal roots and debt resolution remedies. With proper programs for debt elimination there is: * NO need to go to court; * NO legal battle; * NO placing one's home into a trust while its equity is hypothecated; * NO use of exotic financial instruments that may or may not work; * NO dependence on the success of a trading program to produce the payoff money; * NO uncertain or excessively long waiting period; * NO limit to the amount of debts one can have eliminated; * NO period of poor credit reports due to any actions of the program. The various debt elimination programs are applicable to any bank "loan" that has been made by cooking up "bank currency" out of thin air for the purpose of fraudulently inducing the customer to make interest and principal payments when nothing was ever actually loaned. When the customer sweats for years to pay back the principal amount of the loan on top of the interest charges, the bank is required by central bank rules to throw the "repaid" principal into the dust bin (retire it from circulation) to avoid having that principal amount add to the currency in circulation, causing more inflation than is already caused by the creation of money out of nothing to suit the bank's preference for risk free, cost free income. People who are wedded to the current system of doing business generally raise a societal ethics point that money was provided by the "lender" and paid for the real estate or other products and services, which the customer will get for free if the mortgage is cancelled. This is a valid point, but we have an equally valid response: Our country and in fact the whole world is currently being scammed in the most malicious possible manner by our system of bank lending based on creation of "credit money" for the sole purpose of lending it out; with banks then collecting interest with NOTHING at all at risk. This system creates a backlog of un-payable interest which is the reason for our un-payable National Debts ( similarly un-payable national debts in almost every country out there, except China). The creation of "credit money" for the sole purpose of lending it out, results in huge un-payable debt because it is impossible to borrow the currency to pay the interest. This creates a chronic and spiraling currency shortage, no matter how much currency is created through borrowing. We are speaking of currency here. No amount of creativity or productivity in an economy can create the needed additional currency in the present system except through borrowing, and the gap between just enough currency available to repay principal and NO CURRENCY AT ALL to pay interest is NOT narrowed by any amount of borrowing stimulated by creativity or increased productivity, or increased effort of any kind. What is right and wrong DOES matter in life: All the money in existence in our monetary systems has been borrowed at interest from a bank. When all currency in the system is borrowed at interest, there is NO MATHEMATICAL WAY to pay one penny of interest without pushing some people off the table via cancellation of their obligations to pay principal through bankruptcy, or through the kind of cancellation programs offered. Reform must come from the side of dissatisfied customers, because the lenders have NO motivation to move away from their current position of power and influence. If people who favour the customer over the lender are able to use the law to stimulate change, any imbalance created by giving people their real estate for free will best correct itself through a change in banking laws and practice, NOT through perpetuation of the present system of GRAND THEFT of the entire wealth of society by the banking cartels. Under the present system, someone HAS to get something for NOTHING. There is no other way. Either the bankers continue to get interest payments for NOTHING at risk, or customers get free real estate after "borrowing" money that was created out of NOTHING and having the "loan" either cancelled for fraud, or discharged in bankruptcy, or the lender gets the real estate from the customer for NOTHING, following a foreclosure on the loan that was created out of NOTHING. The answer is to stop basing bank lending on NOTHING. TOP ^
After reading some or all of our Natural Commerce lessons, you may have concluded that in addition to the banking system being organized criminal activity at its highest form, you may also have been directly victimized by them. One of the banks' most common methods of conducting their day to day thievery is simply to steal a nominal borrower's equity. Essentially this theft is accomplished by the banks' refusal and or inability to return a nominal borrower's original promissory note upon satisfaction of the alleged loan obligation. We will not go into detail again here as to how they do this, rather we will offer a potential solution. You will find the details explained fully in other areas of our Natural Commerce section. Imagine that on a previous date certain, a loan was taken out from a recognized financial institution by John Doe. Subsequently John Doe paid the loan obligation in full or retired the obligation in some proper manner. A problem arose when the bank was unable to return the original signed promissory note/obligation in consideration of this payment by John Doe. The banking system, and in fact our entire financial system, private or public, is such that only "original" signed notes or obligations are enforceable (duplicates, certified copies, or normal copies are not enforceable in any court) and clearly only the return of the original signed promissory note in consideration of payment in full can be accepted as fully discharging the obligation and all potential or contingent liability associated with it. The bank in question either sold or assigned the original note to a third party immediately after inception of the original loan as part of their normal banking practice, thus they were unwilling and or unable to return the original note which remains outstanding in the hands of others. Technically and legally this note is still enforceable in spite of having already been paid (see Bills of Exchange Act). The bank's presumption that their client, John Doe, would simply overlook this fact was erroneous and contrary to sound business notwithstanding that several tens of thousands of their lesser informed clients may follow such an ill-advised course of action on a day to day basis. When the bank was legally noticed by John Doe that he was entitled to the return of his original note, or in the alternative, he was entitled to the financial benefits derived by the bank through the bank's sale and conversion of his note, the bank quietly acquiesced and contractually agreed that John Doe was entitled to the financial benefits derived by the bank through the bank's conversion of his note together will all subsequent interest and or capital profits earned by the bank on that conversion, simply because they were not able to return the note since they no longer possessed it (or in some cases endorsed it to themselves as holder in due course, as opposed to a third party). These issues are clearly supported by the Bank Act, the Bills of Exchange Act and many other such provisions of law. The note, which is legally the property of the borrower, in this case John Doe, although temporarily (during the term of the nominal loan) it is held by the bank/lender as collateral security (not as owner) for repayment of the obligation, was presumed by John Doe (and tacitly admitted to by the bank) to have been sold by the bank at a market discount of its face value, resulting in the net proceeds of the conversion being deemed as "capital" of the bank. The net price was then factored by the publicly advertised return on capital (offered to shareholders of the bank) from the inception of the loan (sale/conversion date) until the current date upon which the matter was brought to the bank's attention, resulting in a current value of the obligation in favor of John Doe. The bank then agreed contractually to this, being its fully responsible bank obligation to hold this current value in an account on behalf of John Doe as opposed to continuing to operate under the erroneous presumption that this value belonged to them. In summary, the bank's original clandestine actions and their subsequent acknowledgement by way of contractual obligations in settlement thereof, result in John Doe holding a properly and legally perfected bank obligation in his favor and against the bank in question. It is de facto a "fully responsible bank obligation" or bank deposit in favor of the recovered note holder, John doe, which is confirmed by the bank. The bank agreed to John Doe's claim and they agreed to confirm John Doe's claim in consideration of John Doe not making any public outcry and not trying to enforce collection or payment of the recovered obligation. This means that although John Doe cannot literally spend his recovered note value, he can invest it (just like the bank had been doing) and have that investment capital confirmed as available and unencumbered for his investment purposes by the bank, and he can spend whatever earnings he may generate from that investment. You might be surprised to learn that just about every prior loan you may have had and subsequently paid out, falls into the same category as John Doe's loan, insofar as you most likely never did receive the return of your original promissory note in its original form as you were entitled to. This means quite literally and simply that you now have a valid claim against those lending institutions for 100% of the value of the original loan plus any and all interest paid, plus interest on that combined total from the date you paid it until the present date! NCOY has witnessed dozens of people recover their equity in similar fashion as illustrated in the example of John Doe, and NCOY has witnessed the successful placement of some of these recovered notes into opportunities that generate significant income. You may review a brief explanation of a sample of the more common type of opportunities where such recovered notes are generally placed, by clicking here: "Private Placement Trading" If you have an interest in NCOY helping you to recover equities that you may have lost to one or more banking institutions, or if you have any further questions or concerns, please feel free to CONTACT US at any time.
Sample Notice for Initiating Equity Recovery NCOY is aware of literally dozens of methods tested over the past few years by many groups and organizations to "recover equity", many of which have failed, and some small number of which have succeeded. The common elements within either group are very few. In other words, there is no absolute or certain formula for achieving results when you are attempting to deal honorably with the notoriously dishonorable banking system. The following sample Notice is representative of what NCOY feels is currently one of the best, most practical first steps in approaching this problem. It is only the first step and is certainly not meant to be construed as representing the entire process. The sample that is provided here is simply to illustrate the concept of obtaining tacit contractual consent as it relates to the first step to equity recovery, using the “bank’s” own established protocols, and it should not be construed as anything beyond this first simple step in the process.
From: (Your printed salutation and mailing
address) Via: Registered Postal Delivery Postal Receipt Number: (enter Receipt number here) Date: Re: Notice of Private Contract #:(enter same postal Receipt number here); and Custodial Safekeeping Receipt (or Promissory Note) #:(enter same postal Receipt number here) Greetings: Please be advised that upon your receipt of this letter, this letter shall serve as an addendum to all prior agreements or contracts entered into between us including the intent of any prior written communications between us, and that collectively, this letter together with the said prior agreements, contracts and written communications shall form the essence of the above captioned Private Contract related to the above captioned Custodial Safekeeping Receipt (or Promissory Note), a true copy of which is attached hereto for reference. Please be advised that on the blank day of blank year, I did satisfy all of my financial obligations to you regarding your loan number: _______________ . My records indicate that upon my satisfaction of the said financial obligations to you, I neglected to recover the original-ink-signed-promissory-note from you, which has been retained by you in your safe custodial possession on my behalf. Therefore it is my humble request that within fifteen (15) calendar days of the date you receive this Notice, that you deliver to me by postal or courier service the said original-ink-signed-promissory-note or obligation in its original and unadulterated form, or in the alternative, your written confirmation of your agreement that you will continue to hold my promissory note or obligation in your custodial safekeeping on my behalf and on terms and conditions as specified in, or ancillary to the attached Custodial Safekeeping Receipt (or Promissory Note). Should you choose not to return the said original-ink-signed-promissory-note or obligation in its original and unadulterated form to me, or should you be unable or unwilling to return the said original-ink-signed-promissory-note or obligation in its original and unadulterated form to me, then for your convenience, confirmation of your agreement to this Private Contract and Custodial Safekeeping Receipt (or Promissory Note), will be automatically accepted by me on any of the following basis: i.You choose to respond in writing within the specified period, confirming your agreement to this Private Contract and Custodial Safekeeping Receipt (or Promissory Note); or ii.You choose not to respond in writing within the specified period, thereby offering your tacit consent and confirmation of your agreement to this Private Contract and Custodial Safekeeping Receipt (or Promissory Note); and iii.Whether you consent to this Private Contract and Custodial Safekeeping Receipt (or Promissory Note) by choosing to respond to this Notice in writing or not, you do hereby unconditionally and irrevocably appoint me as your fully authorized agent and representative for the purpose of affixing the acceptance date and endorsing your typewritten name and title as the “Issuer” on the original copy of the attached Custodial Safekeeping Receipt (or Promissory Note). Should you wish to declare that you do not agree to this Private Contract and Custodial Safekeeping Receipt (or Promissory Note), then you must deliver by Certified Postal Service to me within fifteen (15) calendar days of the date you receive this Notice, your written declaration together with the return of my original-ink-signed-promissory-note or obligation in its original and unadulterated form. Owing to the fact that there are no other lawful possibilities that you may offer that could support your decision to retain my original-ink-signed-promissory-note or obligation, or that would support a declaration that you disagree with this Private Contract and Custodial Safekeeping Receipt (or Promissory Note) should you be unwilling or unable to return my original-ink-signed-promissory-note or obligation, any response which is not your confirmed agreement to this Notice that may be offered by you other than a response that includes the return of my original-ink-signed-promissory-note or obligation in its original and unadulterated form as specified herein, will be accepted by me as constituting your de facto agreement to this Private Contract and Custodial Safekeeping Receipt (or Promissory Note) and as having been supplied by you for my informational purposes only. ____________________________________ Autograph: (your printed salutation here)
Obviously, you would need to prepare and issue a proper Custodial Safekeeping Receipt (or Promissory Note) to accompany this form letter. If you have an interest in NCOY helping you to recover equities that you may have lost to one or more banking institutions, or if you have any further questions or concerns, please feel free to CONTACT US at any time.
Grace and peace to you, from our Father, Yahweh, and Yah'shua our Messiah!
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